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Personal vs. Business
Starting up a business can be a
tremendous strain on your personal finances. It can take six months or
more before your new venture is profitable and can provide financial
support for you and your family. Before going into business it is always
wise to get your finances in order. It is also a good idea to check your personal credit situation. Too often, entrepreneurs think that their business credit and personal credit are separate. A business' credit is built upon the owner's personal credit. Because you have not established a business credit history, lenders and suppliers will use your personal credit history to determine your terms of credit. Your credit report determines how you will be perceived by potential lenders and suppliers. You should know what appears on your credit report because you may find errors that you will want to have corrected. To get a copy of your credit report, refer to one of the three major credit bureaus: |
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Government Grants |
Mystery Shopper |
Paid Surveys |
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